JL Wealth Consultancy was founded to provide a first class Financial Planning and Wealth Management service for personal clients and businesses. We work with clients locally, across the Midlands and further afield.

Some of the key areas of Financial Planning we focus on are:

• Personal Risk Management: Providing financial security by protecting your family, assets and your goals
• Cash-flow Planning: Understanding the lifestyle you can afford to live, without the fear of running out of money
• Debt Elimination Strategy: Making the best use of your debts and ensuring they are paid off efficiently
• Investment & Asset Management: Simplifying your financial life and making sure your assets are working hard for you
• Legacy Planning: Ensuring the right people receive your assets at the right time and as tax efficiently as possible
• Making work optional: Establishing how much is enough for you to maintain your desired lifestyle when you retire
• Tax Planning: Making sure you do not pay any unnecessary tax

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.